Official TransUnion CIBIL™ Partner • Soft Inquiry
Check Your Verified CIBIL Score
Direct-from-bureau credit score assessment for corporate founders, entrepreneurs, and professionals across India. Authorized soft inquiry with zero footprint on your credit file.
Certified Soft Inquiry
Checking your own score will not lower or affect your credit score in any way.
DPDP Act 2023 & CICRA Certified
Bank-grade 256-bit SSL encryption. We never share your data without explicit consent.
Official CIR PDF Report
Instant download with complete credit account summary and repayment history.
Raptas Financial Solutions is an authorized credit representative under CICRA 2005 & DPDP Act 2023.
TransUnion CIBIL™ Credit Assessment
Authorized Individual Bureau Inquiry • Raptas Financial Solutions
Official CIR Engine
Commercial Lending & Credit Score Matrix
How Indian commercial banks and NBFCs evaluate credit score brackets for business financing.
| CIBIL Score Tier | Bureau Classification | Approval Feasibility | Raptas Advisory Recommendation |
|---|---|---|---|
| 750 – 900 | Prime Grade | Instant sanction with better chances for prime rates | Best for Working Capital Lines, Term Loans & Unsecured MSME facilities up to ₹5 Cr. |
| 700 – 749 | Near Prime | High sanction probability across top private & PSU lenders | Eligible for Machinery Leasing, LAP, and corporate credit limits. |
| 650 – 699 | Moderate | Collateral-backed sanction with tier-1 NBFC partners | Raptas debt syndication recommended to negotiate favorable loan terms. |
| 300 – 649 | Developing / Rebuild | Restricted approval with specialized credit institutions | Our corporate debt team assists in restructuring balance sheets and repairing score. |